Best Way To Buy Visa Gift Cards
Best Way To Buy Visa Gift Cards https://urllie.com/2tEvgY
Visa and Mastercard gift cards can be extremely useful tools to maximize rewards on credit card spend. These cards are sold both in fixed denominations and in variable-load forms where you can put anywhere between $20-$500 on the card. They are accepted almost everywhere that you can use credit or debit. Outside of periodic sales, there is almost always an activation fee on these cards, usually from $3.95-$7.95.
Regardless of how you use them, the first step is to find Visa or Mastercard gift cards that can be bought with a credit card, with low activation fees, and without risk of incurring cash-advance fees. This post solely focuses on options available within the United States. And even within the US, options will vary immensely by region, by county and by store.
The limit on gift card purchases is 2K. Staples will only let you do 9 $200 gift cards at once when because the purchase fee is included in the 2K limit, thus 10 cards will code as being MORE than 2k (2,079.5, for example) However, a way around this is to buy the the 10th card separate from the first 9. The total gift card purchased are exactly equal to 2k. Did this with the Staples MC sale and had no problem using this technique to get 10 2oo k cards.
Forgive me for my ignorance but I thought that Visa/MC gift cards arent eligible to earn points and are coded as cash advances. Since US merchants provide L3 data. Is this the case or am I wrong? Would definitely wanna take advantage if its not enforced.
Hello. I have had no issues in the past loading my Serve prepaid card using Visa Gift cards. Today I noticed Dollar General updated their terminals, so that the cashier has no keyboard anymore, and the swiping of my serve card takes place at the terminal in front of me at the counter. When trying to load my Serve card, we couldnt get it load using any debit card. I tried a visa gift card, as well as my wells fargo bank debit card, and neither one was not allowed. unfortunately I dont have the exact error message. I will get that next time.
i keep having my order cancelled by giftcards and giftcardmall. Has anyone else encountered this and were able to resolve it? I called their help desk which was an effort in futility. They just said keep trying a different card or email and make sure your billing address matches. 6 failed attempts. Any suggestions?
Buy VISA/MC cards to pay bills? Silly to pay the gift card fees. Just use your new credit cards to prepay monthly bills for signup bonuses and get it back from no monthly payments for some time. Note: No place in Dallas, TX area will sell money orders using PIN-enabled gift cards. Sad.
Did you try the trick of quickly cancelling the transaction and changing payment type to debit? This is a known thing that you need to do with Mastercards at Walmart. See the mastercard trick, here: -gift-card-pins-and-example-uses/
Post has been (belatedly) updated as follows:1) Removed warning about possibly getting PIN-less Visa cards from GiftCardMall. That practice seems to have stopped. Still have warning about GCM cancelling many/most orders.2) Removed note about gift cards no longer being available in many grocery stores. Many stores have started carrying the cards again. Also Whole Foods now sells them nationwide.
I just bought loaded VISA gift cards with new Citi Hilton credit card and, when activating them, set my desired PIN. Bought money orders at Walmart money center (NOT at a cashier) and deposited MOs into my checking account. Why mess with Bluebird? I paid 67c cash for each $1,000 MO. 75,000 bonus Hilton HHonors points + points for buying the gift cards.
The Blue Cash Preferred is a cash-back credit card, which is less valuable than earning Amex Membership Rewards points. But if you are a fan of cash-back rewards, 6% back on gift cards is as good as it gets, making the Blue Cash Preferred one of the best credit cards on the market today.
Yes, you can buy gift cards with a credit card. Most retailers will accept them, but your issuer may or may not let you earn rewards for this purchase, so make sure you check the stipulations regarding gift card purchases on your account beforehand.
According to CNBC, up to $3 billion worth of gift cards go unused every year. So while your loved ones may not be making the most of their gift card redemptions every holiday season, you can do your research and rest on the satisfaction that you at least received your credit card rewards from the purchase.
Buying gift cards is kind of like buying cash for a certain retailer, which means you can lose out on rewards when you redeem the gift cards. However, there is a way to double dip on gift card rewards: online shopping portals.
Aside from random gift card purchases for birthdays or teacher gifts, some people also go out of their way to buy gift cards with a credit card, usually to earn rewards or save money on a specific purchase.
Buying gift cards in person is a breeze regardless of how you decide to pay. When you buy a gift card with a credit card in person, you simply bring the gift card to the register and choose credit as your form of payment.
Just make sure you pick the right type of rewards credit card for your gift card purchases. Some rewards credit cards only let you earn cash back, while others offer flexible rewards or points you can use in a specific airline or hotel program.
As a side note, buying gift cards from small businesses can also be a helpful move if you are looking for a way to help small businesses recover from the economic impact of COVID-19. By buying gift cards now, you can send businesses some much-needed cash and wait to redeem your gift card for goods or services at a later date.
Generally speaking, gift cards code as a cash advance when you buy them directly from a financial institution or when you buy a prepaid card instead of a gift card. However, you can get around this by buying gift cards within your normal shopping, such as in your weekly grocery haul at the supermarket.
You can also get around dealing with surprise cash advance fees by asking retailers if their gift cards code as a cash advance or purchase before you buy, or you can call your card issuer and ask them to turn off cash advances on your card altogether.
The best credit cards to use for gift cards are ones that let you rack up as much in rewards as you possibly can. With that being said, you should choose a credit card for gift cards carefully and based on the type of rewards you hope to earn.
Why this card is ideal for gift cards: Use this card for gift card purchases made at office supply stores in order to earn 5 percent back on up to $25,000 spent each account anniversary year.
Why this card is ideal for gift cards: This card lets you earn 4 percent back on gift cards purchased at gas stations, up to annual limits. Costco.com and Costco stores also offer a broad selection of gift cards you could earn 2 percent back on, including gift cards offered at a discounted rate.
Although gift cards may count towards spending thresholds on a credit card, we do not recommend buying gift cards to meet minimum spending requirements that will earn you a welcome bonus as card issuers frown on this practice.
Category gift cards allow you to make purchases with merchants in a specific category. The Everywhere family of Visa gift cards, for example, has categories such as Fashion, Dining, Fuel, Explore, Groceries, and more.
Certain gift cards are not limited to purchases with specific merchants but work with merchants that accept a particular payment processing network. You can purchase Visa, Mastercard, or American Express gift cards that may be used anywhere these payment processing networks are accepted.
Bottom Line: There are several different types of gift cards, including those that only work at a single merchant, those that work at several stores, and gift cards that can be used at any store that uses the same processing network as the gift card. Single-network gift cards such as Visa, Mastercard, and American Express gift cards charge a fee at the point of sale. Regardless of the type of gift card you purchase, prior to making the purchase, be sure to know exactly how and where the gift card can be used.
Hot Tip: If your insurance company takes credit or debit cards, you may be able to purchase Visa or Mastercard gift cards at the supermarket, earn elevated rewards, then pay your insurance bill (which may normally result in just 1x earnings) with your gift cards.
Gas stations often run promotions on gift cards, including for their own brand, single-store gift cards, or Visa/Mastercard gift cards. Picking up a gift card when filling up your tank is an easy way to multiply your rewards. Note that not all gas stations will accept credit cards as payment for a gift card.
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